Real Estate Investing November 19, 2025

Investing in Citrus County Real Estate: What Smart Buyers Need To Know

Investing in Citrus County real estate

If you’re thinking about investing in Citrus County real estate, you’re not alone. Buyers and investors are moving toward this area because prices stay reasonable, rental demand is steady, and the lifestyle appeals to people who want a quieter part of Florida. I work daily in Beverly Hills, Citrus Springs, Inverness, Homosassa, and the surrounding communities. Here’s what you should know before you invest.

Investing in Citrus County real estate: Why this market stands out

Citrus County stays steady even when other Florida markets jump up and down. Prices are still accessible, insurance costs are often more manageable than coastal areas, and more people are relocating here for affordability, space, and a calmer pace of life. Because demand is consistent, both rental and resale markets stay strong.

Many buyers also like that they can still find single-family homes and small rentals that pencil out. You’re not competing at the same level as Tampa, Orlando, or South Florida, but you still benefit from Florida’s overall growth.

In short, you’re buying into a market that is growing, but not overheated.

Investing in Citrus County real estate: Best places to buy in 2025

Different parts of the county work better for different strategies. Here’s how I see it from the ground:

Beverly Hills and Citrus Springs
These two areas are workhorses for long-term rentals. Prices are reasonable, there’s steady demand from local workers and families, and clean, well-kept homes tend to rent quickly. This is often where investors start because the numbers make sense and tenants usually stay.

Inverness
Inverness is a good fit if you want long-term tenants who like small-town living. People stay for the lakes, walking trails, festivals, and historic downtown. Lower turnover means more predictable income and fewer vacancy headaches.

Homosassa
Homosassa shines for short-term and vacation rentals. The springs, manatees, fishing, and waterfront access draw visitors all year. If you pick the right property and stay on top of management, you can see strong booking demand.

If you want to dig into neighborhood details, schools, and lifestyle differences, take a look at my full guide on relocating to Citrus County:
https://dianadoddsellscitrus.com/2025/11/18/moving-to-citrus-county-guide

It breaks down what it’s like to actually live here, not just invest here.

Investing in Citrus County real estate: Returns, risks, and property types

Purchase prices in Citrus County generally line up well with local rental rates. A clean, updated home in Beverly Hills, Citrus Springs, or Inverness will usually rent quickly if it’s priced correctly. Many investors are still able to get positive cash flow here, which is getting harder to find in a lot of Florida.

Properties that tend to work well:

  • Concrete block homes

  • Homes built after the 1990s

  • Houses with newer roofs or HVAC systems

  • Simple, single-story layouts

  • Homes outside very restrictive HOAs

These are easier to maintain and easier to rent.

Things you need to pay attention to before you buy:

  • Insurance requirements and any special coverage you’ll need

  • Septic and well systems, including inspections and maintenance

  • Roof age and condition

  • Flood zones, especially in Homosassa and Chassahowitzka

None of these are deal-killers on their own, but they do change your numbers. This is where having someone local who reads these reports every day really matters.

If you like to verify numbers yourself, you can start with the Citrus County Property Appraiser:
https://www.citruspa.org

It’s a good place to confirm ownership, assessed values, and basic property details.

If you’re ready to talk through real properties in Citrus, Hernando, or Marion County – not just theory – reach out. I’ll walk you through actual neighborhoods, returns, and next steps so you can invest with confidence, not guesswork.